Wednesday, July 23, 2025

🌾 PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia

 ✅ Fasal Bima Details | 💰 Premium Rates | 📅 Last Date for Enrollment | 📄 Download Form | 👨‍🌾 Author: PARTHASARATHI PANDA (M.Com)


📌 What is PMFBY Odisha?

Pradhan Mantri Fasal Bima Yojana (PMFBY) is a flagship crop insurance scheme of the Government of India and implemented by the Odisha Government through the Agriculture Department. It provides financial protection to farmers in Odisha against crop loss or damage due to natural calamities, pests, or diseases.


Whether you're cultivating Paddy, Groundnut, Cotton, Maize, Mustard, or Pulses, this scheme is designed to protect your farming investment at a minimal premium.


PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia



📍 Why PMFBY is Important for Odisha Farmers?

Odisha is prone to:

  • Floods in coastal districts

  • Droughts in western Odisha

  • Cyclones during monsoons

  • Pest attacks in Kharif & Rabi seasons

That’s why PMFBY is a life-saver for small and marginal farmers, especially when unpredictable weather conditions destroy your hard-earned crops.



✅ Key Benefits of PMFBY Odisha

FeatureDetails
🎯 CoverageAll food crops (Paddy, Maize, Millets), oilseeds (Groundnut, Mustard), and some commercial crops
💰 Sum InsuredBased on Scale of Finance per hectare (e.g., ₹50,000 to ₹90,000/hectare)
🧾 Premium Rates2% for Kharif, 1.5% for Rabi (farmer’s share)
📦 Risk CoverageNatural calamities, pest/disease attacks, droughts, floods, cyclone, heavy/unseasonal rain
📱 Easy EnrollmentOnline & offline through CSCs, PACS, banks
👩‍🌾 All Farmer TypesLoanee (with KCC) and Non-Loanee farmers


📅 PMFBY Odisha – Important Dates for 2025

SeasonLast Date to EnrollCoverage Period
Kharif 202531st July 2025July–October
Rabi 2025-2631st December 2025November–March


Note: These dates may vary slightly by district – confirm with your local agriculture office or PACS.


PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia



📝 How to Apply for PMFBY in Odisha?


1. Offline Method:

  • Visit your nearest PACS, bank branch, or CSC (Jan Seva Kendra).

  • Fill the PMFBY form with:

    • Aadhaar

    • Land record (ROR)

    • Bank passbook

    • Crop details

  • Submit premium via cash or bank debit.


2. Online Method:

  • Visit https://pmfby.gov.in/

  • Click on “Apply for Crop Insurance”

  • Fill in your Aadhaar, land, and crop details

  • Upload scanned documents and make payment online



📥 Download PMFBY Form for Odisha (PDF)

You can download the official crop insurance form for Odisha farmers from the below link:

👉 📄 Download PMFBY Odisha Application Form PDF

Or collect the printed form from your nearest PACS or Agriculture Office.


🧾 Sample Insurance Detail for Odisha Farmer:

If you are a Paddy farmer in Cuttack with 1.5 hectares insured:

ComponentValue
Sum Insured per Hectare₹55,502.85
Area1.5 hectares
Total Sum Insured₹83,254.27
Farmer Premium (2%)₹1,665 approx.


If crop fails, you can get up to ₹83,254 as compensation.


PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia



🚨 Important Reminders

  • Don't wait till last date! Apply early.

  • Take a photo of your submitted form & receipt.

  • Make sure your Aadhaar is linked to your bank.

  • Submit crop sowing certificate, if asked.

  • Check acknowledgment SMS from PMFBY portal or insurance company.



📞 Helpline for Odisha Farmers

DepartmentContact
Odisha PMFBY Toll-Free1800-180-1551
Agriculture Dept, Odishahttps://agri.odisha.gov.in/
PMFBY National Portalhttps://pmfby.gov.in/


👨‍💼 Author Profile

✍️ Written By: PARTHASARATHI PANDA (M.Com)

A dedicated blogger, YouTuber, and digital educator from Odisha, I specialize in helping farmers, students, and rural communities through my content.


📌 Visit My Websites:

🌐 FREE COMPUTER TRICKS

🌐 HELP ODIA


🎥 My YouTube Channels:


📘 Follow on Facebook: Parthasarathi Panda


ODIA YOUTUBE VIDEO LINK

https://youtu.be/glStSX2Z-oI


🔚 Conclusion


PMFBY is more than just insurance — it's crop security for every hardworking farmer of Odisha. Don’t miss the last date to enroll for Kharif or Rabi. Protect your crops. Protect your future.


💬 If you have any questions, drop a comment below or message me directly on Facebook.


Top SEO Titles for PMFBY Odisha 2025 (English Only):

  1. PMFBY Odisha 2025 – Full Crop Insurance Guide for Kharif & Rabi Farmers

  2. How to Apply for PMFBY Odisha 2025 | Free Crop Insurance Scheme Explained

  3. Odisha Farmers Alert! PMFBY 2025 Kharif & Rabi Fasal Bima Full Details

  4. Fasal Bima Yojana 2025 for Odisha Farmers – Step-by-Step Application

  5. PMFBY Odisha 2025 | Who is Eligible & How to Get Maximum Insurance?

  6. Free Crop Insurance in Odisha | PMFBY 2025 Kharif & Rabi Full Process

  7. Odisha Farmers Must Watch – PMFBY 2025 Explained in Simple Words

  8. PMFBY 2025 Odisha | Full Benefits, Sum Insured, Crop List & Application Date

  9. How Odisha Farmers Can Apply for PMFBY 2025 – Form, Documents, Dates

  10. PMFBY Odisha 2025 | Protect Your Crop, Get ₹80,000+ Insurance Free




0 comments:

Post a Comment