✅ Fasal Bima Details | 💰 Premium Rates | 📅 Last Date for Enrollment | 📄 Download Form | 👨🌾 Author: PARTHASARATHI PANDA (M.Com)
📌 What is PMFBY Odisha?
Pradhan Mantri Fasal Bima Yojana (PMFBY) is a flagship crop insurance scheme of the Government of India and implemented by the Odisha Government through the Agriculture Department. It provides financial protection to farmers in Odisha against crop loss or damage due to natural calamities, pests, or diseases.
Whether you're cultivating Paddy, Groundnut, Cotton, Maize, Mustard, or Pulses, this scheme is designed to protect your farming investment at a minimal premium.
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia |
📍 Why PMFBY is Important for Odisha Farmers?
Odisha is prone to:
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Floods in coastal districts
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Droughts in western Odisha
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Cyclones during monsoons
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Pest attacks in Kharif & Rabi seasons
That’s why PMFBY is a life-saver for small and marginal farmers, especially when unpredictable weather conditions destroy your hard-earned crops.
✅ Key Benefits of PMFBY Odisha
Feature | Details |
---|---|
🎯 Coverage | All food crops (Paddy, Maize, Millets), oilseeds (Groundnut, Mustard), and some commercial crops |
💰 Sum Insured | Based on Scale of Finance per hectare (e.g., ₹50,000 to ₹90,000/hectare) |
🧾 Premium Rates | 2% for Kharif, 1.5% for Rabi (farmer’s share) |
📦 Risk Coverage | Natural calamities, pest/disease attacks, droughts, floods, cyclone, heavy/unseasonal rain |
📱 Easy Enrollment | Online & offline through CSCs, PACS, banks |
👩🌾 All Farmer Types | Loanee (with KCC) and Non-Loanee farmers |
📅 PMFBY Odisha – Important Dates for 2025
Season | Last Date to Enroll | Coverage Period |
---|---|---|
Kharif 2025 | 31st July 2025 | July–October |
Rabi 2025-26 | 31st December 2025 | November–March |
Note: These dates may vary slightly by district – confirm with your local agriculture office or PACS.
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia |
📝 How to Apply for PMFBY in Odisha?
1. Offline Method:
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Visit your nearest PACS, bank branch, or CSC (Jan Seva Kendra).
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Fill the PMFBY form with:
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Aadhaar
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Land record (ROR)
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Bank passbook
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Crop details
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Submit premium via cash or bank debit.
2. Online Method:
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Visit https://pmfby.gov.in/
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Click on “Apply for Crop Insurance”
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Fill in your Aadhaar, land, and crop details
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Upload scanned documents and make payment online
📥 Download PMFBY Form for Odisha (PDF)
You can download the official crop insurance form for Odisha farmers from the below link:
👉 📄 Download PMFBY Odisha Application Form PDF
Or collect the printed form from your nearest PACS or Agriculture Office.
🧾 Sample Insurance Detail for Odisha Farmer:
If you are a Paddy farmer in Cuttack with 1.5 hectares insured:
Component | Value |
---|---|
Sum Insured per Hectare | ₹55,502.85 |
Area | 1.5 hectares |
Total Sum Insured | ₹83,254.27 |
Farmer Premium (2%) | ₹1,665 approx. |
If crop fails, you can get up to ₹83,254 as compensation.
PMFBY Odisha 2025: Fasal Bima Yojana for Kharif & Rabi Crops – Full Guide for Odisha Farmers - PSP Studio Odia |
🚨 Important Reminders
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Don't wait till last date! Apply early.
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Take a photo of your submitted form & receipt.
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Make sure your Aadhaar is linked to your bank.
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Submit crop sowing certificate, if asked.
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Check acknowledgment SMS from PMFBY portal or insurance company.
📞 Helpline for Odisha Farmers
Department | Contact |
---|---|
Odisha PMFBY Toll-Free | 1800-180-1551 |
Agriculture Dept, Odisha | https://agri.odisha.gov.in/ |
PMFBY National Portal | https://pmfby.gov.in/ |
👨💼 Author Profile
✍️ Written By: PARTHASARATHI PANDA (M.Com)
A dedicated blogger, YouTuber, and digital educator from Odisha, I specialize in helping farmers, students, and rural communities through my content.
📌 Visit My Websites:
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📘 Follow on Facebook: Parthasarathi Panda
🔚 Conclusion
PMFBY is more than just insurance — it's crop security for every hardworking farmer of Odisha. Don’t miss the last date to enroll for Kharif or Rabi. Protect your crops. Protect your future.
💬 If you have any questions, drop a comment below or message me directly on Facebook.
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